When you receive your credit check report back, it may include any or all of the following details:
- Information on the public record like tax liens, civil judgments and filings for bankruptcy
- The number of accounts the applicant has that have late payments or have been charged off
- The number of accounts that have been paid up according to the terms of the account
- The number of accounts that have not been paid and have been sent to a collections agency
- The number of accounts currently listed as open for the applicant, including credit cards, loans and any other accounts that would show up in a credit report
- How many times creditors have requested credit checks on a person (also known as hard inquiries)
All of this is information a person would find in their own individual credit report.