When you receive your credit check report back, it may include any or all of the following details:

  • Information on the public record like tax liens, civil judgments and filings for bankruptcy
  • The number of accounts the applicant has that have late payments or have been charged off
  • The number of accounts that have been paid up according to the terms of the account
  • The number of accounts that have not been paid and have been sent to a collections agency
  • The number of accounts currently listed as open for the applicant, including credit cards, loans and any other accounts that would show up in a credit report
  • How many times creditors have requested credit checks on a person (also known as hard inquiries)

All of this is information a person would find in their own individual credit report.